Online Transaction & Credit Card
Our shopping cart is in a secure server, so
submitting your credit card information to our online transaction system is very
safe. We protect your personal information and do not release or sell our
This page is written for customers who have
concerns about the security of E-commerce in general or worry credit card number and other personal data will
be intercepted by unknown third party on the internet. We wish this page can help you to
realize that submitting your credit card number to a website by e-mail or via online
transaction system is actually very safe, even if the website is
not a "secure" site and your personal data including credit card number are
Purchasing products via internet is just like your daily
purchase at your local stores. You should check your credit card monthly statement to make
sure there is no erroneous charge or unauthorized charge. This precautionary
measures should be performed even you have never purchased anything via mail order, phone
order, or internet.
Purchasing products by e-mail or online transaction via internet is
just like handing your credit card to the waiter/waitress of a restaurant or a salesperson
of a department store. The waiter/waitress or salesperson processes your card and keep the
transaction slip for business file. If he/she wants to use any credit card numbers that
kept in the file for his/her own purchase, he/she could easily do it. However,
fortunately, the vendors credit card processing units or personnel usually have the
ability to detect that the shipping address is different from the cardholders
billing address. Then, the vendors have the choice to either refuse the shipment or verify
with the credit card owner that the different recipient and shipping address is indeed
his/her designated receiving point. What if the vendor failed to protect the credit card
legal holder and shipped the products to the illegal purchaser? You can find it out when
you check your credit card monthly statement and request for correction and refund.
The best way to protect yourself is by checking your credit card monthly
statement to find out if there is any unauthorized charge. If anyone of those people who
obtain your credit card number illegally purchased products without your authorization,
what should you do? You should report the unauthorized charge to the bank that
issued your credit card. The bank will refund the illegal charge to your account unless
the vendor can prove that you indeed purchased the products. Please remember that
the credit card company or the bank are on your side. They will do their best to protect
your rights. The burdens are on the vendor to prove that you ordered the products and the
vendor delivered the products. That is why checking and reconciling your credit card
monthly statement is the best way to protect yourself against any illegal or unauthorized
usage of your credit card number.
Some customers worry that their credit card number and other
personal data will be intercepted by unknown third party on internet when they submitted
the card number to the vendor by e-mail or via the online transaction system of an
"insecure site" because their credit card numbers are not encrypted. As a matter
of fact, please be aware that your credit card number has been "known" to many
people advertently or inadvertently from the day you were approved to use the credit card.
These people including the employee of the bank issuing the credit card, the waiter of the
restaurant serving you, the employee of the department store handling your purchase, etc.
You could easily realize that at least a few tens of stores have the white copy of your
transaction slips (You keep the yellow copy) in their file. There are a lot of people out
there already know your personal information including your credit card number even before
you try the E-commerce.
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PO Box 884
Monterey Park, CA 91754 USA
Tel: (323) 265-8076 Fax: